Models the projected underlying portfolio beneath a proposed DepositSure master/program policy — how a distribution partner such as PropMv could grow toward 5,000 platform doors over 18 months, and what that portfolio could represent to a carrier.
Illustrative program estimate only. Premium, coverage, eligibility, policy structure, limits, underwriting requirements and regulatory treatment are subject to final carrier approval. All assumptions are editable and all totals recalculate automatically.
Edit any field — every table, card and chart below recalculates live.
Program-level minimum — not a minimum account size.
At target platform doors and current adoption rate.
Program-level minimum covered units — this is not a minimum account size.
Add or remove states. Only states you enter will appear — no distribution is assumed.
| State | Projected Platform Doors | % of Platform Doors | Projected Covered Units | — |
|---|---|---|---|---|
| Primary Launch State | 100.0% | 4,000 | ||
| Total | 5,000 | 100.0% | 4,000 |
State allocations reconcile to the Target Platform Doors.
Projected covered units use the current program adoption rate unless a state allocation is specifically adjusted. Only covered units are described as covered — platform doors are not represented as insured.
Illustrative coverage description for carrier discussion.
The DepositSure program is illustratively designed to provide coverage for covered unpaid rent and physical damage in place of a traditional cash security deposit, subject to final carrier-approved policy terms, conditions, exclusions, eligibility requirements and limits.
All figures are illustrative assumptions entered for modelling purposes only.
Anticipated workflow at a high level.
Proposed administrative workflow for discussion purposes only. Final reporting, premium handling, claims procedures, regulatory responsibilities and surplus lines requirements are subject to final carrier, broker and regulatory requirements. These functions are not represented as currently automated.
Estimated underlying landlord / property manager distribution. Accounts and doors are editable.
| Door Segment | Accounts | Doors | % of Total Doors |
|---|---|---|---|
| 1–4 doors Secondary segment |
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| 5–24 doors Secondary segment |
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| 25–49 doors Core segment |
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| 50–99 doors Core segment |
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| 100–149 doors Core segment |
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| 150–250 doors Core segment |
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| Total | 105 | 5,000 | 100.0% |
How the projected book scales across DepositSure adoption rates, at target platform doors.
| Adoption Rate | Covered Units | Equivalent Traditional Deposits | Total Unit-Level Limits | Monthly Premium | Annualized Premium |
|---|---|---|---|---|---|
| 20% | 1,000 | $1,500,000 | $3,000,000 | $34,500 | $414,000 |
| 40% | 2,000 | $3,000,000 | $6,000,000 | $69,000 | $828,000 |
| 60% | 3,000 | $4,500,000 | $9,000,000 | $103,500 | $1,242,000 |
| 80% Current | 4,000 | $6,000,000 | $12,000,000 | $138,000 | $1,656,000 |
| 100% | 5,000 | $7,500,000 | $15,000,000 | $172,500 | $2,070,000 |
Total Unit-Level Limits is the sum of the individual coverage limits applied to projected covered units. It is not a carrier aggregate exposure figure, and does not represent a single blanket policy limit. Platform doors are only described as covered to the extent the selected adoption rate covers them.
Editable milestone assumptions. Platform doors and adoption rate per milestone drive every column.
| Milestone | Platform Doors | Adoption | Covered Units | Monthly Premium | Annualized | Equivalent Traditional Deposits | Total Unit-Level Limits |
|---|---|---|---|---|---|---|---|
| Launch | 125 | $4,313 | $51,750 | $187,500 | $375,000 | ||
| Month 3 | 350 | $12,075 | $144,900 | $525,000 | $1,050,000 | ||
| Month 6 | 900 | $31,050 | $372,600 | $1,350,000 | $2,700,000 | ||
| Month 9 | 1,650 | $56,925 | $683,100 | $2,475,000 | $4,950,000 | ||
| Month 12 | 2,600 | $89,700 | $1,076,400 | $3,900,000 | $7,800,000 | ||
| Month 15 | 3,375 | $116,438 | $1,397,250 | $5,062,500 | $10,125,000 | ||
| Month 18 | 4,000 | $138,000 | $1,656,000 | $6,000,000 | $12,000,000 |
At Month 18 with 80% adoption, 4,000 of the 5,000 platform doors are covered units. The full 5,000 are only represented as covered units where the adoption rate is 100%.
How the projected underlying portfolio could sit beneath a DepositSure master/program policy.
Proposed program structure for discussion purposes only. Final master policyholder, named insured, participating insureds, coverage structure, eligibility, regulatory treatment and policy terms are subject to carrier approval and final policy documentation.
Internal only — never shown in Carrier View or the Carrier Program Summary.
The economic structure is not finalized. Fields below are intentionally left blank — enter actual assumptions before relying on any derived revenue figures. Nothing here affects premium, rates, coverage or carrier-facing output.
Calculated from entered assumptions at current covered units.
Presentation-ready report built from the current estimator inputs. Internal economics are never included.
DepositSure is proposing a master/program structure designed to aggregate a fragmented portfolio of smaller property managers and landlords into a scalable insurance program. The estimate below reflects the projected book at target, using the current program assumptions. Platform doors are not represented as insured — only covered units are covered, based on the selected adoption rate.
90.4% of projected platform doors fall within the core 25–250 door segment (4,520 doors across 65 participating accounts), concentrating the projected book in mid-sized property managers.
The DepositSure program is illustratively designed to provide coverage for covered unpaid rent and physical damage in place of a traditional cash security deposit, subject to final carrier-approved policy terms, conditions, exclusions, eligibility requirements and limits.
The projected underlying book is distributed across the account size bands below. Not every platform door is covered — only covered units are described as covered, based on the selected adoption rate.
90.4% of projected platform doors sit in the core 25–250 door segment (65 accounts), with the secondary 1–24 door segment representing 9.6% (40 accounts).
Illustrative program estimate only. Premium, coverage, eligibility, policy structure, limits, underwriting requirements and regulatory treatment are subject to final carrier approval.
Projected ramp of platform doors and covered units across the milestone model. Covered units reflect the adoption rate applicable at each milestone.
| Milestone | Platform Doors | Adoption | Covered Units | Monthly Premium | Annualized | Equiv. Traditional Deposits | Total Unit-Level Limits |
|---|---|---|---|---|---|---|---|
| Launch | 500 | 25% | 125 | $4,313 | $51,750 | $187,500 | $375,000 |
| Month 3 | 1,000 | 35% | 350 | $12,075 | $144,900 | $525,000 | $1,050,000 |
| Month 6 | 2,000 | 45% | 900 | $31,050 | $372,600 | $1,350,000 | $2,700,000 |
| Month 9 | 3,000 | 55% | 1,650 | $56,925 | $683,100 | $2,475,000 | $4,950,000 |
| Month 12 | 4,000 | 65% | 2,600 | $89,700 | $1,076,400 | $3,900,000 | $7,800,000 |
| Month 15 | 4,500 | 75% | 3,375 | $116,438 | $1,397,250 | $5,062,500 | $10,125,000 |
| Month 18 | 5,000 | 80% | 4,000 | $138,000 | $1,656,000 | $6,000,000 | $12,000,000 |
How the projected book scales across DepositSure adoption rates at target platform doors. Equivalent Traditional Deposits and Total Unit-Level Limits scale directly with covered units.
| Adoption Rate | Covered Units | Equivalent Traditional Deposits | Total Unit-Level Limits | Monthly Premium | Annualized Premium |
|---|---|---|---|---|---|
| 20% | 1,000 | $1,500,000 | $3,000,000 | $34,500 | $414,000 |
| 40% | 2,000 | $3,000,000 | $6,000,000 | $69,000 | $828,000 |
| 60% | 3,000 | $4,500,000 | $9,000,000 | $103,500 | $1,242,000 |
| 80% Current | 4,000 | $6,000,000 | $12,000,000 | $138,000 | $1,656,000 |
| 100% | 5,000 | $7,500,000 | $15,000,000 | $172,500 | $2,070,000 |
Only covered units are described as covered. At 100% adoption the full platform door count would be represented as covered units; at lower adoption rates, only the covered portion is covered.
Proposed administrative workflow for discussion purposes only. Final reporting, premium handling, claims procedures, regulatory responsibilities and surplus lines requirements are subject to final carrier, broker and regulatory requirements. These functions are not represented as currently automated.
This program summary is illustrative and provided for discussion purposes only. Premium, coverage, eligibility, policy structure, limits, underwriting requirements, master policyholder structure, participating insured structure, regulatory treatment and program administration are subject to final carrier approval and final policy documentation.
The Total Unit-Level Limits figure represents the sum of the individual coverage limits applied to projected covered units. It is not a carrier aggregate exposure figure and does not represent a single blanket policy limit.
Select Generate Carrier Program Summary to build a carrier-facing report from the current estimator inputs. The report contains no DepositSure commission, MGA commission, internal margins, PropMv compensation, service fees or net revenue figures.