Administer bound business across programs, participating accounts, enrollments, policies and carrier reporting. Built as a standalone module alongside the Portfolio Rater.
DepositSure Residential Deposit Program
Lifecycle from Portfolio Rater quote through bound enrollment.
Portfolio Rater remains unchanged. Program Administration is a separate module. When the Enroll in Program action is enabled later, a completed Portfolio Rater quote will be copied in as a frozen snapshot — enrolled records thereafter maintain their own independent lifecycle and audit history.
Carrier-backed insurance programs administered under DepositSure.
Program ID: PRG-DS-0001
Fields captured for every program record.
Property managers and property owners approved into a DepositSure program.
DBA: Ridgeline Residential · Account ID: DS-ACC-100241
DBA: Harbor Point Living · Account ID: DS-ACC-100388
Structured so the property manager and property owner can be different legal entities.
Portfolios accepted into the program, held as frozen snapshots with independent lifecycle and audit history.
| Enrollment ID | Lease ID | Tenant | Property | State | Monthly Rent | Trad. Deposit | Coverage | Premium | Fees | Taxes | Total Cost | Eff. Date | Status |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ENR-00001245 | LS-88213 | J. Okafor | Maplewood #204 | VA | $2,150 | $2,150 | $4,300 | $49.45 | $5.00 | $1.36 | $55.81 | Feb 1, 2026 | Active |
| ENR-00001244 | LS-88204 | A. Reyes | Maplewood #118 | VA | $1,875 | $1,875 | $3,750 | $43.13 | $5.00 | $1.20 | $49.33 | Feb 1, 2026 | Active |
| ENR-00001251 | LS-88310 | T. Nguyen | Cedar Grove #312 | MD | $2,400 | $2,400 | $4,800 | $55.20 | $5.00 | $1.93 | $62.13 | Mar 1, 2026 | Pending |
Frozen snapshot: enrollment data is copied from an approved Portfolio Rater quote at the moment of enrollment. There is no live dependency on the rater — the insurance record keeps its own lifecycle and audit history.
Program policy, account and property schedules, individual lease enrollments, and evidence of coverage.
Master carrier policy covering the program. Master policy number pending carrier binding.
Schedules of approved accounts insured under the program policy.
Scheduled property locations across participating accounts.
Individual resident enrollments, each eligible for a unique DepositSure identifier.
Each lease enrollment receives a unique DepositSure identifier for certificates of insurance.
| DepositSure ID | Lease / Tenant | Property | Coverage | Certificate Document |
|---|---|---|---|---|
| DS-VA-00001245 | LS-88213 · J. Okafor | Maplewood #204, VA | $4,300 | Generate (placeholder) |
| DS-VA-00001244 | LS-88204 · A. Reyes | Maplewood #118, VA | $3,750 | Generate (placeholder) |
| DS-MD-00001251 | LS-88310 · T. Nguyen | Cedar Grove #312, MD | $4,800 | Generate (placeholder) |
Immutable insurance transaction ledger. Historical transactions are never overwritten — every change adds a new record.
| Transaction ID | Type | Lease ID | Account | Eff. Date | Coverage Δ | Premium Δ | Fee Δ | Tax Δ | Created | By | Status |
|---|---|---|---|---|---|---|---|---|---|---|---|
| TXN-0004482 | NEW | LS-88213 | Ridgeline | Feb 1, 2026 | +$4,300 | +$49.45 | +$5.00 | +$1.36 | Feb 1, 2026 | system | Posted |
| TXN-0004483 | ENDORSEMENT | LS-88204 | Ridgeline | Mar 1, 2026 | +$250 | +$2.88 | $0.00 | +$0.09 | Mar 1, 2026 | a.murphy | Posted |
| TXN-0004484 | CANCELLATION | LS-87990 | Harbor Point | Mar 20, 2026 | −$3,900 | −$44.85 | −$5.00 | −$1.24 | Mar 20, 2026 | a.murphy | Reversed |
| TXN-0004485 | RETURN PREMIUM | LS-87990 | Harbor Point | Mar 20, 2026 | $0.00 | −$18.40 | $0.00 | −$0.51 | Mar 20, 2026 | system | Posted |
Transactions are append-only. Corrections are posted as new offsetting entries rather than edits, so the full history of every enrollment remains reconstructable at any point in time.
Monthly carrier reporting. Filter, preview and export the program bordereau.
DepositSure Residential Deposit Program
| Program Policy | Participating Account | Property Manager | Property Owner | Property Address | Lease ID | Tenant | State | Eff. Date | Exp. Date | Coverage | Gross Prem. | Fees | Taxes | Txn Type | Status |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pending | Ridgeline Property Group | Ridgeline PG, LLC | RL Core Holdings LP | 1420 Maplewood Ave #204, Richmond, VA 23220 | LS-88213 | J. Okafor | VA | Feb 1, 2026 | Jan 31, 2027 | $4,300 | $49.45 | $5.00 | $1.36 | NEW | Active |
| Pending | Ridgeline Property Group | Ridgeline PG, LLC | RL Core Holdings LP | 1420 Maplewood Ave #118, Richmond, VA 23220 | LS-88204 | A. Reyes | VA | Mar 1, 2026 | Feb 28, 2027 | $4,000 | $2.88 | $0.00 | $0.09 | ENDORSEMENT | Active |
| Pending | Harbor Point Asset Mgmt | Harbor Point AM | Harbor Point AM | 880 Cedar Grove Blvd #312, Dallas, TX 75201 | LS-88310 | T. Nguyen | TX | Mar 1, 2026 | Feb 28, 2027 | $4,800 | $55.20 | $5.00 | $2.85 | NEW | Pending |
Premium accounting, cash application, receivables aging and carrier remittance.
Outstanding premium by age bucket across participating accounts.
| Account | Current | 1–30 Days | 31–60 Days | 61–90 Days | 90+ Days | Total Open |
|---|---|---|---|---|---|---|
| Ridgeline Property Group, LLC | $96,420 | $41,880 | $18,300 | $9,145 | $31,270 | $197,015 |
| Harbor Point Asset Management | $68,940 | $27,610 | $12,440 | $4,880 | $19,360 | $133,230 |
| Stonebridge Communities, Inc. | $44,120 | $19,750 | $8,990 | $6,410 | $14,205 | $93,475 |
| Cedar & Vine Residential | $31,560 | $14,220 | $6,880 | $2,410 | $8,848 | $63,918 |
| Total | $241,040 | $103,460 | $46,610 | $22,845 | $73,683 | $487,638 |
Recent payments matched to open receivables.
Monthly statement to program carrier. Statement view only.
These figures are drawn from the same calculated quote data used by the Portfolio Rater and Program Administration. No independent tax, fee or commission logic is applied here — this view presents the existing calculated amounts for accounting reference only.
Presentation layer. The Accounting interface reflects the calculated premium, tax and fee amounts already produced by the system. It does not introduce new calculations, alter rates, or modify carrier remittance logic.
Surplus lines tax and stamping fee filing by state.
Surplus lines tax and stamping fee by jurisdiction for the selected period.
| State | Taxable Premium | Tax Rate | Surplus Lines Tax | Stamping Fee | Total Due | Due Date | Status |
|---|---|---|---|---|---|---|---|
| Virginia | $2,140,880 | 2.25% | $48,170 | $21,409 | $69,579 | Apr 15, 2026 | Ready |
| Maryland | $1,806,240 | 3.00% | $54,187 | $18,062 | $72,249 | Apr 15, 2026 | Ready |
| North Carolina | $1,204,560 | 5.00% | $60,228 | $12,046 | $72,274 | Apr 15, 2026 | In Review |
| Q1 2026 Total | $5,151,680 | — | $162,585 | $51,517 | $214,102 |
Documents required per jurisdiction.
Deadlines for the next two quarters.
Presentation layer. The Surplus Lines interface presents state tax and stamping fee amounts for filing reference. It reflects amounts already produced by the system and does not introduce new tax logic, alter rates, or change any filing calculations.